Features Pro Security Download

Know your
net worth

Track your entire wealth in one place. Stocks, crypto, property, trading cards, debt, spending — all live, all encrypted.

nett
Net Worth
£0
▲ £3,220 this month
Stocks & ETFs
£52,800
Crypto
£18,200
Property
£45,000
Trading Cards
£52,380
Debt
-£12,200
App Store Google Play
🔒 Encrypted end-to-end — even we can't see your data

Three steps. That's it.

No bank linking. No complex setup.

1
Add your assets
Stocks, crypto, property, cards, cash — add anything you own in seconds.
2
Prices update live
Real-time data for stocks, crypto, and trading cards. Property and vehicles update on demand.
3
See the full picture
Your total net worth, broken down by category. Track it grow over time.

Everything in one place

Most apps track one thing. Nett tracks everything you own and owe.

Stocks & Crypto
Live prices, gain/loss tracking, portfolio allocation. Add holdings in seconds.
Trading Cards
Import via CSV. Live prices from TCGplayer. Track Pokémon, One Piece, MTG.
Property & Vehicles
Track real estate, cars, and other physical assets as part of your total picture.
Spending Tracker
Import bank CSVs. Auto-categorised with 800+ merchant logos. Spot subscriptions instantly.
Budgets & Goals
Set category budgets, create savings pots, and get alerts when you're overspending.
Debt Destroyer
Snowball and avalanche strategies. See your debt-free date. Track every payment.
nett
Collection
£52,380
142 cards
PSA8
Charizard
Charizard 1st Ed.
£30,000 ▲ 3.2%
BGS9.5
Pikachu Poncho
Poncho Pikachu
£5,000 ▲ 5.8%
PSA10
Luffy
Luffy Winner
£7,000 ▲ 12.4%
RAWNM
Elsa Enchanted
Elsa Enchanted
£450 ▼ 2.1%
Trading Cards

Your collection is an asset.
Treat it like one.

Import your TCGplayer collection via CSV. Nett pulls live market prices and lets you tag graded cards with PSA, BGS, and CGC badges — so your PSA 10 Luffy isn't priced the same as a raw copy.

  • Bulk import from TCGplayer CSV
  • PSA, BGS & CGC grade badges
  • Live prices for every card
  • Pokémon, One Piece, Lorcana, MTG
nett
Total Debt
£12,200
Credit Card£3,200
65% paid off21.9% APR
Car Loan£5,800
40% paid off6.9% APR
Student Loan£3,200
80% paid offPlan 2
Strategy
Avalanche
Interest saved
£1,120
Extra monthly payment: +£100
Debt-free
Sep 2027
Months saved
6
Debt Destroyer

See your debt-free date.
Then crush it.

Enter your debts and Nett calculates the fastest payoff path. Choose snowball or avalanche, see exactly how much interest you'll save, and watch the bars shrink.

  • Snowball & avalanche strategies
  • Projected debt-free date
  • Interest savings calculator
  • Track every payment

Your data stays yours

Financial data is sensitive. We built Nett so that even we can't read your data. Zero tracking. Zero ads. Zero compromises.

AES-256-GCM
End-to-end encryption
ZERO ANALYTICS
No tracking, no pixels
LOCAL-FIRST
Works without an account
PRO from £2.99/mo

Do more with Pro

Everything in free, plus powerful tools for serious wealth builders and households.

Household Mode
Link with your partner to see combined net worth, contribution breakdowns, and shared financial goals — all privacy-first.
Cloud Backup
Encrypted cloud sync across all your devices. Multiple backup slots. Never lose your data.
Tax Calculator
UK Capital Gains Tax reporting with HMRC-compliant share matching rules. Export-ready for self-assessment.
CSV Export
Export your transactions, assets, and portfolio history as spreadsheets for your own analysis.
Free
Pro
Asset categories
All 12
All 12
Live prices
✓
✓
Spending tracker
✓
✓
Budgets & debt tools
✓
✓
Currencies
27+
27+
Cloud backup
—
✓
Household mode
—
✓
Tax calculator
—
✓
CSV export
—
✓
£0
£19.99/yr
or £2.99/mo
nett
Household
£312,400
▲ £4,800 this month
Y
You
£156,180
72% assets · 28% debt
P
Partner
£156,220
85% assets · 15% debt
Contributions
Stocks
Property
Crypto
Savings
Last synced: 2 mins ago
Household Mode PRO

See your wealth together.
Keep your data apart.

Link with your partner using a secure invite code. See combined net worth and who contributes what — without sharing individual item details. Privacy-first by design.

  • Combined household net worth
  • Contribution breakdown by category
  • Encrypted pair-to-pair sync
  • No individual items shared
nett
Capital Gains Tax
2025/26 Tax Year
Total Gains
£18,420
Total Losses
-£2,150
Net Gain
£16,270
Annual Exempt
-£3,000
Tax Owed
£2,654
at 20% (higher rate)
Disposals
AAPL × 50
Sold 14 Jan · §104
+£4,200
BTC × 0.5
Sold 3 Feb · §104
+£8,920
TSLA × 20
Sold 22 Feb · §104
-£2,150
ETH × 3
Sold 10 Mar · §104
+£5,300
Tax Calculator PRO

Know what you owe.
Before HMRC does.

Import your broker transactions and Nett calculates Capital Gains Tax using HMRC's share matching rules — Section 104, same-day, and bed & breakfast. Ready for self-assessment.

  • HMRC-compliant share matching
  • Section 104 pool calculations
  • Annual exemption applied
  • Export-ready for tax returns

We wanted one app for our entire net worth. So we built it.

— The Nett team

Start tracking today

No account required. Your data never leaves your device.

Download for iOS Download for Android
Coming soon — Spring 2026 🚀